www.kredit.com.kh

TIM AMSTUTZ, Chairman

Mr. Amstutz has been KREDIT’s Chairman since he joined the Board in 2003. He is an American citizen who was born and raised in India. He returned to the U.S. to complete his university studies at Wheaton College in Illinois, USA. Mr. Amstutz worked for World Relief in a number of leadership roles since 1982, including various U.S-based positions. He was responsible for launching and leading a number of ground-breaking programs for World Relief in Chicago, including its Legalization and Immigration programs, its Education Services program, and ultimately World Relief’s National Immigration Resource Network of which he was the Founding Director. During this time he also served as Midwest Regional Director for World Relief’s U.S. operations. Mr. Amstutz moved with his family to Cambodia in 2001 to serve as Country Director for World Relief Cambodia. In 2007 he was appointed Asia Regional Director, overseeing World Relief’s work in Cambodia, Indonesia, India, and China. Mr. Amstutz now serves as an independent consultant in organizational leadership and development, serving business and NGO clients in Southeast Asia. Mr. Amstutz’s broad management and leadership experience provides a platform for him to speak and lead seminars at numerous conferences and events on trends and developments in microfinance, social entrepreneurship, organizational development and leadership. Mr. Amstutz divides his time between the US and Cambodia.

   
Mr.Lim

LIM HUA MIN, Director

Mr. Lim is the Executive Chairman of PhillipCapital Group of Companies and was also appointed Chairman of IFS Capital Limited on 20 May 2003. He began his career holding senior positions in the Stock Exchange of Singapore and the Securities Research Institute. He has served on a number of committees and sub-committees of the Stock Exchange of Singapore. In 1997, he was appointed Chairman of the Stock Exchange of Singapore (SES) Review Committee, which is responsible for devising a conceptual framework to make Singapore’s capital markets more globalized, competitive and robust. For this service, he was awarded the Public Service Medal (PBM) in 1999 by the Singapore Government. He served as a board member in the Inland Revenue Authority Singapore from 2004 to 2010.

Mr. Lim holds a Bachelor of Science Degree (Honours) in Chemical Engineering from the University of Surrey and obtained a Master’s Degree in Operations Research and Management Studies from Imperial College, London University.

   
ONG TEONG HOON, Shareholder Representative and Director

Mr. Ong started working in the financial sector in 1977, first as a Money Broker and then, after a year, with Standard Chartered Bank, as a Management Trainee. For 25 years with the Bank, he had been through all aspects of Commercial Banking, apart from treasury function and he ended, his banking career as Country Manager for the Bank in Cambodia in 2002. This was after being the Bank's Chief Representative in Myanmar and before that, Regional Manager, Asia Pacific Region covering Financial Institutions. Almost immediately after that, he joined Phillip Securities Pte Ltd and had covered various functions, including a stint in Phillip Securities Thailand Plc. as its Ag CEO and was last, the Director OTC Capital prior to being assigned to KREDIT in 2012. Currently,Mr. Ong started working in the financial sector in 1977, first as a Money Broker and then, after a year, with Standard Chartered Bank, as a Management Trainee. For 25 years with the Bank, he had been through all aspects of Commercial Banking, apart from treasury function and he ended, his banking career as Country Manager for the Bank in Cambodia in 2002. This was after being the Bank's Chief Representative in Myanmar and before that, Regional Manager, Asia Pacific Region covering Financial Institutions. Almost immediately after that, he joined Phillip Securities Pte Ltd and had covered various functions, including a stint in Phillip Securities Thailand Plc. as its Ag CEO and was last, the Director OTC Capital prior to being assigned to KREDIT in 2012. Currently,he is also serving on the Board of PhillipBank Plc., Cambodia which is part of PhillipCapital Group and also on the Board of First Finance, which is a micro-mortgage firm in Cambodia in which PhillipCapital Group is also a minority shareholder. He currently volunteers as Chairman of Methodist School in Cambodia as well as a Director of Village Works which is a social enterprise helping the marginalized women in Baray district, Kampong Thom Province.

Mr. Ong is a graduate from the University of Singapore with a Bachelor of Business Administration and an Associate of the Chartered Institution of Bankers since 1978.

   

TAN TECK KEONG MICHEAL, Director 

Mr. Tan is currently Director, Corporate Office at PhillipCapital. Prior to joining PhillipCapital, he previously held positions in both industry and academia including stints as Assistant Professor at University of Nevada, Reno, United States, Lecturer at National University of Singapore, and various Mr. Tan is currently Director, Corporate Office at PhillipCapital. Prior to joining PhillipCapital, he previously held positions in both industry and academia including stints as Assistant Professor at University of Nevada, Reno, United States, Lecturer at National University of Singapore, and various IT management and consultancy positions in Singapore.He holds a PhD in Information Systems from the National University of Singapore, a Certified SAP Consultant (Project Systems) certification from SAP Germany, a CDipAF (Accounting and Finance) qualification from ACCA (UK), and has also passed various CMFAS modules administered by Institute of Banking & Finance (Singapore) and Singapore College of Insurance (Singapore).

   

SREYHEM ROBERTS, Director and Chair of SPM* Committee

Mrs. Robert is a Cambodian/Canadian national with over 20 years of experience working and consulting with NGOs and businesses in Cambodia. Her professional activity in the non-profit and business worlds includes administration, human resources management, accounting, business development, and project management. She is working as a General Manager for First Trust Co; Ltd, a property holding company.

*SPM: Social Performance Management

   

ING VARONY, Director and Chair of Audit Committee

Ms. Ing is a Cambodian national holding master in Public Administration from the University of North Texas, Denton, USA and University of Cambodia in 2005.  She has twenty five years of experience working with NGOs/International organizations, especially the United States Agency for International Development (USAID) where microfinance institutions were her main responsibility. Prior to that, she worked in the Poverty Reduction and Economic Management Unit (PREM) a World Bank program where the financial reform program was introduced to the Ministry of Economy and Finance and Councils of Minister. She has six years work experience with the Cambodian government, Ministry of Industry, Mine and Energy, where she helped in developing the manufacturing public sector. Ms. Varony served with Hagar International for five years as Programming Manager who managed two main programs. She is currently Senior Manager in Cambodia, The Harpswell Foundation (HF).

   

TEA CHANSOTHEARY, Director and Chair of Risk Committee

Mrs. Tea is a Cambodian national who has been involved in the Cambodia microfinance sector since its infancy more than 20 years ago. She has a broad wealth of experience having worked for a number of institutions covering nearly every level of operations including training, human resource, finance and audit and various senior management positions. She also served as a board member for various institutions and as a shareholder representative.

Beside microfinance, Mrs. Tea have served as finance manager for Hagar international; country manager for the Ratanak Foundation which is based in Vancouver, Canada.Beside microfinance, Mrs. Tea have served as finance manager for Hagar international; country manager for the Ratanak Foundation which is based in Vancouver, Canada.She has done consulting work in Finance, Audit, Development and Microfinance both within Cambodia and internationally for organizations such as World Vision, Child fund, World Relief, PACT, JICA and UNDP.

Currently she resides in Yangon, Myanmar where she takes care of her family and does freelance consulting.

   

FONG KUM CHOY (philip), Director

Mr. Fong is the founder of JM Asia Cambodia Pte Ltd. He is the lead consultant and trainer who is a fully qualified and accredited trainer under the Singapore Government Work Skills Qualification Initiatives. He is a C-suited executive with more than 30 years international business experience.

Mr. Fong is also the master trainer with Century 21 Cambodia, a member of Century 21 global real estate brand.

   
Mr.Tony

ANTHONY NASH, Director

Mr. Nash is the CEO of Complete Intelligence. As a thought leader on economics and risk, Mr.Nash is a frequent public speaker and a facilitator of strategic discussions with business and government leaders. He is a regular contributor to leading global media which include regular sessions on CNBC, Bloomberg, BBC World and Al Jazeera. He is also a key contributor to regional economic and industry forums and closed-door corporate executive dialogues. Mr.Nash has a longstanding track record of creating, inspiring, motivating and leading culturally diverse teams in developed and developing markets across EMEA, North America and Asia, where he has lived and worked for over a decade. Previously, Mr.Nash was VP of Consulting at IHS (formerly Global Insight) overseeing Asia and the Middle East. Prior to IHS, Mr.Nash built and led the global research and consulting business for The Economist (EIU) and initiated their first Asia acquisition (ClearState). He has also been a social entrepreneur, media entrepreneur, writer and consultant. Mr.Nash has a Master degree in International Relations from the Fletcher School of Law & Diplomacy at Tufts University and a BA in Business Management fromMr. Mr.Nash is the CEO of Complete Intelligence. As a thought leader on economics and risk, Mr.Nashis a frequent public speaker and a facilitator of strategic discussions with business and government leaders. He is a regular contributor to leading global media which include regular sessions on CNBC, Bloomberg, BBC World and Al Jazeera. He is also a key contributor to regional economic and industry forums and closed-door corporate executive dialogues. Mr.Nash has a longstanding track record of creating, inspiring, motivating and leading culturally diverse teams in developed and developing markets across EMEA, North America and Asia, where he has lived and worked for over a decade. Previously, Mr.Nash was VP of Consulting at IHS (formerly Global Insight) overseeing Asia and the Middle East. Prior to IHS, Mr.Nash built and led the global research and consulting business for The Economist (EIU) and initiated their first Asia acquisition (ClearState). He has also been a social entrepreneur, media entrepreneur, writer and consultant. Mr.Nash has a Master degree in International Relations from the Fletcher School of Law & Diplomacy at Tufts University and a BA in Business Management fromTexas A&M University.